Subsidies & rebates › Private health rebates

Private health rebates for hearing aids

Many private health extras covers pay towards hearing aids and audiology visits. Find your health fund below to see what its covers may pay, then confirm the details with your fund. Our guide covers 36 Australian health funds, with figures refreshed 31 October 2026.

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Fidelity Hearing Centre

Private health extras for hearing

Choose your health fund to see what its extras covers may pay towards hearing aids and audiology visits.

    See your hearing benefits

    Choose a fund from the listWe’ll show the extras covers that pay towards hearing aids and audiology.

    How private health rebates for hearing aids work

    Hearing aids and audiology visits are usually paid from your extras (general treatment) cover, not hospital cover. What you get back depends on your fund and your exact cover:

    • Benefit and limit: a set dollar amount per hearing aid, or a percentage of the charge, up to a limit per person or per policy.
    • How often: most covers pay for new hearing aids once every few years.
    • Waiting period: new members usually wait before they can claim hearing aids.
    • Shared limits: on some covers the hearing-aid limit is shared with other services.
    • Loyalty increases: some covers pay more the longer you’ve held them. The figures here are starting (year-1) limits.

    Hearing implants such as cochlear implants are paid under hospital cover instead.

    Before you buy hearing aids

    Check your cover with your fund, then talk to our team. We can help you work out your options. Call 07 3822 1879.

    Eligible for government support? Pensioners, veterans and ADF members may get free or subsidised hearing aids instead. See government hearing subsidies.

    Want to know what a hearing test costs? Estimate your appointment cost.

    Hearing aid benefits by health fund (A–Z)

    A short summary of what each fund’s extras covers may pay towards hearing aids and audiology. Open a fund for its individual covers, or use the explorer above for full details.

    A

    ACA Health hearing aid benefits

    Hearing aids: up to $1,500 starting limit

    Both of ACA Health’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,500. 1 open cover also pays towards audiology visits.

    Covers open to new members (2)
    • Complete Ancillary: Hearing aids: $1,500 per aid, limit $1,500 per person, 1 appliance every 3 years, 12 months wait. Audiology: 50% of charge per visit, no annual limit.
    • Basic Hospital and Mid Ancillary (hospital + extras package): Hearing aids: $600 per aid, limit $600 per person, 1 service every 3 years, 12 months wait.

    Open ACA Health in the fund explorer ACA Health website

    Figures from government product statements, October 2026.

    ahm hearing aid benefits

    Hearing aids: up to $1,600 starting limit

    Both of ahm’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,600. 1 open cover also pays towards audiology visits.

    Covers open to new members (2)
    • Super Extras: Hearing aids: $800 per aid, limit $1,600 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $32, subsequent $25, limit $300 per person.
    • Family Extras: Hearing aids: $600 per aid, limit $1,200 per person, 2 appliances every 3 years, 12 months wait.
    Closed to new members (1)
    • top hospital package gold (hospital + extras package): Hearing aids: $600 per aid, limit $600 per person, $1,200 per policy, 12 months wait.

    Open ahm in the fund explorer ahm website

    Figures from government product statements, October 2026.

    AIA Health Insurance hearing aid benefits

    Hearing aids: up to $600 starting limit

    All 6 of AIA Health Insurance’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $600. All of its open covers also pay towards audiology visits.

    Covers open to new members (6)
    • Corporate Gold Hospital 0 and 90 Extras (hospital + extras package): Hearing aids: 90% of charge, limit $600 per person, 1 appliance every 3 years, 12 months wait. Audiology: 90% of charge per visit, limit $500 per person.
    • Corporate Gold Hospital 0 and 80 Extras (hospital + extras package): Hearing aids: 80% of charge, limit $500 per person, 1 appliance every 3 years, 12 months wait. Audiology: 80% of charge per visit, limit $400 per person.
    • Corporate Bronze Hospital 250 and 70 Extras (hospital + extras package): Hearing aids: 70% of charge, limit $400 per person, 1 appliance every 3 years, 12 months wait. Audiology: 70% of charge per visit, limit $200 per person.
    • Gold Signature Hospital 750 and Best 70% Back Extras (hospital + extras package): Hearing aids: 70% of charge, limit $400 per person, 1 service every 3 years, 12 months wait. Audiology: 70% of charge per visit, limit $200 per person.
    • Basic Accident Only Hospital 500 and Better Set Extras (hospital + extras package): Hearing aids: $300 per aid, limit $300 per person, 12 months wait. Audiology: $70 per visit, limit $120 per person.
    • Bronze Hospital 500 and Better 60% Back Extras (hospital + extras package): Hearing aids: 60% of charge, limit $300 per person, 1 service every 3 years, 12 months wait. Audiology: 60% of charge per visit, limit $150 per person.
    Closed to new members (8)
    • AIA Silver Plus Hospital 500 and AIA Comprehensive 70 Extras (hospital + extras package): Hearing aids: 70% of charge, limit $500 per person, 12 months wait; limit shared with blood glucose monitors. Audiology: 70% of charge per visit, limit $400 per person.
    • Silver Plus Enhanced Hospital 500 and Top 70 Extras (MO) (hospital + extras package): Hearing aids: 70% of charge, limit $500 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors. Audiology: 70% of charge per visit, limit $400 per person.
    • Gold Hospital and Best 70% Back Extras (hospital + extras package): Hearing aids: 70% of charge, limit $400 per person, 1 service every 3 years, 12 months wait. Audiology: 70% of charge per visit, limit $200 per person.
    • AIA Silver Hospital 500 and AIA Mid 60 Extras (hospital + extras package): Hearing aids: 60% of charge, limit $300 per person, 12 months wait; limit shared with blood glucose monitors. Audiology: 60% of charge per visit, limit $300 per person.
    • Bronze Plus Hospital 500 and Better 60% Back Extras (hospital + extras package): Hearing aids: 60% of charge, limit $300 per person, 1 service every 3 years, 12 months wait. Audiology: 60% of charge per visit, limit $150 per person.
    • Bronze Plus Hospital 500 and Better Set Extras (hospital + extras package): Hearing aids: $300 per aid, limit $300 per person, 12 months wait. Audiology: $70 per visit, limit $120 per person.
    • Bronze Plus Hospital 500 and Everyday 55 Extras (MO) (hospital + extras package): Hearing aids: 55% of charge, limit $300 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors.
    • Silver Hospital 500 and Mid 60 Extras (MO) (hospital + extras package): Hearing aids: 60% of charge, limit $300 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors. Audiology: 60% of charge per visit, limit $300 per person.

    Open AIA Health Insurance in the fund explorer AIA Health Insurance website

    Figures from government product statements, October 2026.

    Australian Unity hearing aid benefits

    Hearing aids: up to $1,000 starting limit

    5 of Australian Unity’s 8 extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,000, and limits on some covers rise with membership. All of its open covers also pay towards audiology visits.

    Covers open to new members (8)
    • Corporate Premium Extras: Hearing aids: 75% of charge, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors. Audiology: 75% of charge per visit, limit $700 per person.
    • Top Extras (TPE): Hearing aids: 80% of charge, limit $1,000 per person, 12 months wait. Audiology: $80 per visit, limit $400 per person.
    • Signature Choice (Silver Plus) (hospital + extras package): Hearing aids: 60% of charge, limit $600 per person, $1,200 per policy, 12 months wait. Audiology: 60% of charge per visit, limit $300 per person, $600 per policy.
    • Secure Choice (Silver Plus) (hospital + extras package): Hearing aids: 50% of charge, limit $400 per person, $800 per policy, 12 months wait. Audiology: $40 per visit, limit $200 per person, $400 per policy.
    • Balanced Extras (BCE) — loyalty increases: Hearing aids: 50% of charge, 12 months wait. Audiology: 50% of charge per visit, limit $300 per person, $600 per policy.
    • Corporate Vital Extras: Hearing aids: not listed. Audiology: 70% of charge per visit, limit $500 per person.
    • Freedom Extras (FRE): Hearing aids: not listed. Audiology: $70 per visit, limit $300 per person.
    • Active Choice (Silver Plus) (hospital + extras package): Hearing aids: not listed. Audiology: $40 per visit, limit $200 per person, $400 per policy.
    Closed to new members (3)
    • Prime Extras (PRE): Hearing aids: 80% of charge, limit $1,500 per person, 12 months wait. Audiology: $80 per visit, limit $400 per person.
    • Active Extras (ACE): Hearing aids: 70% of charge, limit $1,200 per person, 12 months wait. Audiology: $70 per visit, limit $300 per person.
    • LifeChoice Boost (Gold) (hospital + extras package): Hearing aids: 80% of charge, limit $700 per person, 12 months wait. Audiology: 80% of charge per visit, limit $500 per person.

    Open Australian Unity in the fund explorer Australian Unity website

    Figures from government product statements, October 2026.

    B

    Bupa hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    All 19 of Bupa’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200. Audiology visits aren’t listed on its open covers.

    Covers open to new members (19)
    • Top Extras 90: Hearing aids: 90% of charge, limit $1,200 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Top Extras Boost: Hearing aids: 80% of charge, limit $1,200 per person, 1 service every 3 years, 12 months wait.
    • Corporate Choice 70: Hearing aids: 70% of charge, limit $1,000 per person, 12 months wait; limit shared with general dental, major dental, endodontic, orthodontic, non-PBS medicines, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, antenatal/postnatal, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, health management programs, occupational therapy, orthotics, osteopathy, speech therapy.
    • Corporate Extras: Hearing aids: 80% of charge, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Executive Extras Cover: Hearing aids: 80% of charge, limit $1,000 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Top Extras: Hearing aids: 70% of charge, limit $1,000 per person, 1 service every 3 years, 12 months wait.
    • Top Extras 75: Hearing aids: 75% of charge, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Gold Ultimate Health Cover (hospital + extras package): Hearing aids: 100% of charge, limit $850 per person, 1 service every 3 years, 12 months wait.
    • Top Extras 60: Hearing aids: 60% of charge, limit $800 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Silver Plus Prime (hospital + extras package): Hearing aids: 70% of charge, limit $800 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Corporate 90 Extras: Hearing aids: 100% of charge, limit $700 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, exercise physiology, orthotics.
    • Top 90 Corporate Visitors Extras · Top 90 Corporate Visitors Extras $250 Excess · Top 90 Corporate Visitors Extras $500 Excess: Hearing aids: 100% of charge, limit $700 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, exercise physiology, orthotics.
    • Signature Extras: Hearing aids: 100% of charge, limit $600 per person, 12 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, exercise physiology, home nursing, orthotics.
    • Corporate 80 Extras: Hearing aids: 100% of charge, limit $500 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, exercise physiology, orthotics.
    • Corporate Benefit 80: Hearing aids: 100% of charge, limit $500 per person, 12 months wait; limit shared with blood glucose monitors.
    • Super Extras: Hearing aids: 60% of charge, limit $500 per person, 1 service every 3 years, 12 months wait.
    • Corporate 60 Extras · Corporate 70 Extras: Hearing aids: 100% of charge, limit $400 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.
    • Corporate Benefit 70: Hearing aids: 100% of charge, limit $400 per person, 12 months wait; limit shared with blood glucose monitors.
    • Mid 60 Visitors Cover Extras: Hearing aids: 60% of charge, limit $400 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.
    Closed to new members (17)
    • Premier Extras: Hearing aids: 80% of charge, limit $1,000 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Premium Extras: Hearing aids: $1,000 per aid, 2 services every 3 years, 12 months wait.
    • Corporate Advantage: Hearing aids: 90% of charge, limit $850 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • HealthLink Advantage $250 Excess – Gold (hospital + extras package): Hearing aids: $600 per aid, limit $850 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Ultimate Corporate Health Cover – Gold (hospital + extras package): Hearing aids: 100% of charge, limit $850 per person, 1 service every 3 years, 12 months wait.
    • Corporate Total Extras: Hearing aids: 80% of charge, limit $750 per person, 12 months wait; limit shared with blood glucose monitors.
    • All Extras · Extras Benefit · Extras Super Benefit: Hearing aids: $550 per aid, limit $700 per person, 1 service every 3 years, 12 months wait.
    • Premium 90 Visitors Cover Extras · Premium 90 Visitors Cover with Excess Extras: Hearing aids: 90% of charge, limit $700 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, exercise physiology, orthotics.
    • Corporate Classic: Hearing aids: 80% of charge, limit $600 per person, 12 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.
    • Corporate Mid Extras: Hearing aids: 70% of charge, limit $600 per person, 12 months wait; limit shared with blood glucose monitors.
    • Essential Extras · Select 80 Extras: Hearing aids: $600 per aid, limit $600 per person, 1 service every 3 years, 12 months wait.
    • Budget Family $250 Excess – Silver Plus (hospital + extras package): Hearing aids: 60% of charge, limit $600 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Extracover: Hearing aids: $500 per aid, 2 services every 3 years, 12 months wait.
    • General Extras: Hearing aids: 60% of charge, limit $500 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • HealthLink Classic $250 Excess – Gold (hospital + extras package): Hearing aids: $500 per aid, limit $500 per person, 1 service every 3 years, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Guardian 60 Visitors Cover Extras: Hearing aids: 60% of charge, limit $400 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.
    • HealthSmart 70 $250 Excess – Gold (hospital + extras package): Hearing aids: $300 per aid, 2 services every 3 years, 12 months wait.

    Open Bupa in the fund explorer Bupa website

    Figures from government product statements, October 2026.

    C

    CBHS Corporate Health hearing aid benefits

    Hearing aids: up to $2,200 starting limit

    All 3 of CBHS Corporate Health’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $2,200. All of its open covers also pay towards audiology visits.

    CBHS Corporate Health is a restricted (corporate) fund. Figures are from the fund's own 2025 product brochure, so please confirm them with the fund.

    Covers open to new members (3)
    • Premium Package (Gold) (hospital + extras package): Hearing aids: limit $2,200 per person, overall limit in any 3 years. Audiology: limit $360 per person (calendar year).
    • Advanced Extras (Employer Extras): Hearing aids: 100% of charge, limit $1,600 per person, overall limit in any 3 years, 12 months wait. Audiology: $60 per visit, limit $360 per person (calendar year).
    • Ultimate Extras 75 (Direct Extras): Hearing aids: 75% of charge, limit $900 per person. Audiology: 75% of charge, limit $500 per person.

    Open CBHS Corporate Health in the fund explorer CBHS Corporate Health website

    Figures from the fund's own brochure (June 2025).

    CBHS Health Fund hearing aid benefits

    Hearing aids: up to $1,600 starting limit

    CBHS Health Fund’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,600. It also pays towards audiology visits.

    Covers open to new members (1)
    • Top Extras: Hearing aids: 100% of charge, limit $1,600 per person, 12 months wait. Audiology: $60 per visit, limit $360 per person.
    Closed to new members (1)
    • LiveLife (Gold) (hospital + extras package): Hearing aids: 100% of charge, limit $2,200 per person, 12 months wait. Audiology: $60 per visit, limit $360 per person.

    Open CBHS Health Fund in the fund explorer CBHS Health Fund website

    Figures from government product statements, October 2026.

    CDH Benefits Fund (Hunter Health Insurance) hearing aid benefits

    Hearing aids: up to $750 starting limit

    All 6 of CDH Benefits Fund (Hunter Health Insurance)’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $750. Audiology visits aren’t listed on its open covers.

    CDH Benefits Fund trades as Hunter Health Insurance.

    Covers open to new members (6)
    • Premium Extras Cover (Single): Hearing aids: $800 per aid, limit $750 per policy, 36 months wait.
    • Hunter Extras Cover (Couple) · Hunter Extras Cover (Family): Hearing aids: 75% of charge, limit $750 per person, 12 months wait.
    • Premium Extras Cover (Couple) · Premium Extras Cover (Family): Hearing aids: $800 per aid, limit $750 per person, 36 months wait.
    • BASIC Hospital & Premium Extras (Couple) (hospital + extras package): Hearing aids: $625 per aid, limit $750 per person, 36 months wait.
    • BASIC Hospital & Premium Extras (Single) (hospital + extras package): Hearing aids: $625 per aid, limit $750 per policy, 36 months wait.
    • Hunter Extras Cover (Single): Hearing aids: 75% of charge, limit $750 per policy, 12 months wait.
    Closed to new members (4)
    • Supplementary Cover (Couple) · Supplementary Cover (Family): Hearing aids: $500 per aid, limit $750 per person, 12 months wait.
    • Excess1 GOLD Hospital & Premium Extras (Couple) (hospital + extras package): Hearing aids: $625 per aid, limit $750 per person, 36 months wait.
    • Excess1 GOLD Hospital & Premium Extras (Single) (hospital + extras package): Hearing aids: $625 per aid, limit $750 per policy, 36 months wait.
    • Supplementary Cover (Single): Hearing aids: $500 per aid, limit $750 per policy, 12 months wait.

    Open CDH Benefits Fund (Hunter Health Insurance) in the fund explorer CDH Benefits Fund (Hunter Health Insurance) website

    Figures from government product statements, October 2026.

    CUA Health hearing aid benefits

    No cover open to new members lists hearing aids

    CUA Health’s current extras covers don’t list hearing aids. Older covers that are closed to new members may still include them.

    CUA Health is now see-u by HBF. The former CUA extras covers that included hearing aids are closed to new members, and the current see-u extras covers don't list hearing aids or audiology.

    Closed to new members (5)
    • Top Extras · Top Extras Only: Hearing aids: 100% of charge, limit $1,600 per person, 1 appliance every 5 years, 24 months wait.
    • Mid Extras · Mid Extras Only: Hearing aids: 100% of charge, limit $800 per person, 1 appliance every 5 years, 24 months wait.
    • Total Extras: Hearing aids: 80% of charge, limit $800 per person, 1 appliance every 3 years, 12 months wait; limit shared with blood glucose monitors.
    • Classic Extras: Hearing aids: 60% of charge, limit $600 per person, 1 appliance every 3 years, 12 months wait; limit shared with blood glucose monitors.
    • 75% Extras: Hearing aids: 75% of charge, limit $500 per person, 12 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.

    Open CUA Health in the fund explorer CUA Health website

    Figures from government product statements, October 2026.

    D

    Defence Health hearing aid benefits

    Hearing aids: up to $1,500 starting limit

    All 5 of Defence Health’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,500. All of its open covers also pay towards audiology visits.

    Covers open to new members (5)
    • Premier Extras: Hearing aids: $1,500 per aid, limit $1,500 per person, 12 months wait; limit shared with blood glucose monitors, orthotics. Audiology: Initial $169, subsequent $134, limit $1,300 per person.
    • Lifestyle Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, 12 months wait. Audiology: Initial $145, subsequent $115, limit $400 per person.
    • Top Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors, orthotics. Audiology: Initial $60, subsequent $40, limit $200 per person.
    • Value Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors. Audiology: Initial $145, subsequent $115, limit $900 per person.
    • ADF Total Package Gold (hospital + extras package): Hearing aids: $1,000 per aid, limit $1,000 per person, 12 months wait; limit shared with blood glucose monitors, orthotics. Audiology: Initial $72, subsequent $52, limit $1,000 per person.

    Open Defence Health in the fund explorer Defence Health website

    Figures from government product statements, October 2026.

    Doctors' Health Fund hearing aid benefits

    Hearing aids: up to $1,600 starting limit

    Both of Doctors' Health Fund’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,600. 1 open cover also pays towards audiology visits.

    Covers open to new members (2)
    • Total Extras: Hearing aids: $800 per aid, limit $1,600 per person, 1 appliance every 5 years, 24 months wait. Audiology: $60 per visit, 1 service every 1 year.
    • Essential Extras: Hearing aids: $400 per aid, limit $800 per person, 1 appliance every 5 years, 24 months wait.
    Closed to new members (2)
    • Total Extras: Hearing aids: $800 per aid, limit $1,600 per person, 1 appliance every 5 years, 24 months wait. Audiology: $60 per visit, 1 service every 1 year.
    • Essential Extras: Hearing aids: $400 per aid, limit $800 per person, 1 appliance every 5 years, 24 months wait.

    Open Doctors' Health Fund in the fund explorer Doctors' Health Fund website

    Figures from government product statements, October 2026.

    F

    Frank Health Insurance hearing aid benefits

    No cover open to new members lists hearing aids

    Frank Health Insurance’s current extras covers don’t list hearing aids. Older covers that are closed to new members may still include them.

    Frank is part of GMHBA. Frank Top Extras (the only Frank cover with hearing aids) is closed to new members, and the current Frank extras covers don't list hearing aids or audiology.

    Closed to new members (1)
    • Frank Top Extras: Hearing aids: 100% of charge, limit $300 per person, $600 per policy, 12 months wait; limit shared with blood glucose monitors, audiology. Audiology: $60 per visit, limit $300 per person, $600 per policy.

    Open Frank Health Insurance in the fund explorer Frank Health Insurance website

    Figures from government product statements, October 2026.

    G

    GMHBA hearing aid benefits

    Hearing aids: up to $1,500 starting limit

    All 4 of GMHBA’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,500. All of its open covers also pay towards audiology visits.

    Covers open to new members (4)
    • GMHBA SmartCare Complete Boost Extras · GMHBA SmartCare Complete Extras: Hearing aids: 60% of charge, limit $1,500 per person, 12 months wait; limit shared with general dental, major dental, endodontic, orthodontic, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, orthotics, osteopathy. Audiology: 60% of charge per visit, limit $1,500 per person.
    • GMHBA SmartCare Complete Boost Extras with sub-limits · GMHBA SmartCare Complete Extras with sub-limits: Hearing aids: 60% of charge, limit $1,500 per person, 12 months wait; limit shared with general dental, major dental, endodontic, orthodontic, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, orthotics, osteopathy. Audiology: 60% of charge per visit, limit $1,500 per person.
    • GMHBA Mid Extras 65% Benefits: Hearing aids: 65% of charge, limit $1,200 per person, 1 appliance every 3 years, 12 months wait. Audiology: 65% of charge per visit, limit $400 per person.
    • GMHBA Mid Extras Set Benefits: Hearing aids: $744 per aid, limit $1,200 per person, 1 appliance every 3 years, 12 months wait. Audiology: $35 per visit, limit $400 per person.
    Closed to new members (9)
    • GMHBA Top Extras 75% Benefits: Hearing aids: 75% of charge, limit $1,500 per person, 1 appliance every 3 years, 12 months wait. Audiology: 75% of charge per visit, limit $500 per person.
    • GMHBA Top Extras Set Benefits: Hearing aids: 100% of charge, limit $1,500 per person, 1 appliance every 3 years, 12 months wait. Audiology: $56 per visit, limit $500 per person.
    • GMHBA Top Extras · GMHBA Top Extras Corporate · GMHBA Top Extras No Dental: Hearing aids: 100% of charge, limit $800 per person, 1 appliance every 3 years, 12 months wait. Audiology: $56 per visit, limit $350 per person.
    • GMHBA Ultra Extras: Hearing aids: 100% of charge, limit $800 per person, 1 appliance every 3 years, 12 months wait. Audiology: 80% of charge per visit, limit $350 per person.
    • GMHBA Gold Premium Family Package $250 (hospital + extras package): Hearing aids: 75% of charge, limit $600 per person, $1,200 per policy, 12 months wait; limit shared with blood glucose monitors. Audiology: 75% of charge per visit, limit $400 per person, $800 per policy.
    • GMHBA Mid Extras (Vic) · GMHBA Mid Extras Interstate: Hearing aids: 80% of charge, limit $400 per person, 1 appliance every 3 years, 12 months wait. Audiology: $35 per visit, limit $400 per person.
    • GMHBA Silver Everyday Family Package (No Pregnancy) $250 (hospital + extras package): Hearing aids: 65% of charge, limit $400 per person, 12 months wait; limit shared with blood glucose monitors. Audiology: 65% of charge per visit, limit $300 per person.
    • GMHBA Premium Extras: Hearing aids: not listed. Audiology: $56 per visit, limit $450 per person.
    • GMHBA Basic Plus Starter Family Package $250 (hospital + extras package): Hearing aids: not listed. Audiology: 55% of charge per visit, limit $200 per person.

    Open GMHBA in the fund explorer GMHBA website

    Figures from government product statements, October 2026.

    H

    HBF hearing aid benefits

    Hearing aids: paid as a percentage of the charge

    2 of HBF’s open extras covers pay a percentage of the charge for hearing aids rather than a fixed dollar limit.

    Covers open to new members (2)
    • Complete 60: Hearing aids: 100% of charge, 12 months wait.
    • Top 70: Hearing aids: 100% of charge, 12 months wait.
    Closed to new members (5)
    • Everyday Extras: Hearing aids: 100% of charge, 12 months wait.
    • Everyday Extras Mid: Hearing aids: 65% of charge, 12 months wait.
    • Everyday Extras Top: Hearing aids: 75% of charge, 12 months wait.
    • Standard Extras: Hearing aids: 100% of charge, 12 months wait.
    • Top Extras: Hearing aids: 100% of charge, 12 months wait.

    Open HBF in the fund explorer HBF website

    Figures from government product statements, October 2026.

    HCF hearing aid benefits

    Hearing aids: up to $800 starting limit

    All 7 of HCF’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $800, and limits on some covers rise with membership. All of its open covers also pay towards audiology visits.

    HCF Top Extras and Vital Extras hearing-aid limits rise the longer you're a member. Top Extras: $800 up to 5 years, $1,100 in years 6–9, $1,400 in years 10–14 and $1,800 from year 15. Vital Extras: $600 up to 5 years, $800 in years 6–9, $1,000 in years 10–14, $1,200 in years 15–19 and $1,600 from year 20. There's no hearing-aid benefit in the first year.

    Covers open to new members (7)
    • HCF Advanced Extras: Hearing aids: $800 per aid, limit $800 per person, 1 service every 3 years, 12 months wait. Audiology: $71 per visit, limit $400 per person.
    • HCF Top Extras: Hearing aids: $800 per aid, limit $800 per person, 1 service every 3 years, 12 months wait. Audiology: $70 per visit, limit $250 per person.
    • HCF Ultimate Extras: Hearing aids: $800 per aid, limit $800 per person, 1 service every 3 years, 12 months wait. Audiology: $75 per visit, limit $600 per person.
    • HCF Active Extras: Hearing aids: $600 per aid, limit $600 per person, 1 service every 3 years, 12 months wait. Audiology: $61 per visit, limit $200 per person.
    • HCF Corporate Classic Premium Extras: Hearing aids: 70% of charge, limit $600 per person, 1 service every 3 years, 12 months wait. Audiology: 70% of charge per visit, limit $200 per person.
    • HCF Vital Extras: Hearing aids: $600 per aid, limit $600 per person, 1 service every 3 years, 12 months wait. Audiology: $60 per visit, limit $200 per person.
    • Top Advanced Hospital Gold $250 Excess & Multicover (hospital + extras package) — loyalty increases: Hearing aids: $600 per aid, limit $600 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $52, subsequent $35, limit $500 per person.
    Closed to new members (9)
    • Premier Extras: Hearing aids: $1,000 per aid, limit $1,500 per person, $3,000 per policy, 1 appliance every 3 years, 12 months wait; limit shared with blood glucose monitors.
    • Healthcover Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, $2,000 per policy, 1 appliance every 3 years, 12 months wait; limit shared with blood glucose monitors.
    • Healthcover Extras Only: Hearing aids: $1,000 per aid, limit $1,000 per person, $2,000 per policy, 12 months wait; limit shared with blood glucose monitors.
    • Super Multicover · Super Multicover Only — loyalty increases: Hearing aids: $800 per aid, limit $800 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $58, subsequent $40, limit $350 per person.
    • Multicover · Multicover Only: Hearing aids: $600 per aid, limit $600 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $52, subsequent $35, limit $500 per person.
    • Top Advanced Hospital Gold $250 Excess & Multicover (hospital + extras package) — loyalty increases: Hearing aids: $600 per aid, limit $600 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $52, subsequent $35, limit $500 per person.
    • Hospital Advanced Savings Silver Plus & Extra Benefits (hospital + extras package) — loyalty increases: Hearing aids: $500 per aid, limit $500 per person, 1 appliance every 3 years, 12 months wait.
    • Fit & Free Silver Plus $250 Excess (hospital + extras package): Hearing aids: not listed. Audiology: Initial $52, subsequent $35, limit $300 per policy.
    • Fit & Free Silver Plus Nil Excess (hospital + extras package): Hearing aids: not listed. Audiology: Initial $52, subsequent $35, limit $300 per person.

    Open HCF in the fund explorer HCF website

    Figures from government product statements, October 2026.

    Health Care Insurance (HCi) hearing aid benefits

    Hearing aids: up to $2,000 starting limit

    All 3 of Health Care Insurance (HCi)’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $2,000. All of its open covers also pay towards audiology visits.

    Covers open to new members (3)
    • Silver Plus Advantage & Top Extras (hospital + extras package): Hearing aids: $1,000 per aid, limit $2,000 per person, $6,000 per policy, 2 appliances every 3 years, 36 months wait. Audiology: $55 per visit, limit $250 per person, $750 per policy.
    • Basic Plus Hospital $750/$1500 excess with Healthy Extras (hospital + extras package): Hearing aids: $800 per aid, limit $1,600 per person, 2 appliances every 3 years, 36 months wait. Audiology: $35 per visit, limit $200 per person.
    • Bronze Plus Hospital $750 excess with Healthy Extras (hospital + extras package): Hearing aids: $800 per aid, limit $1,600 per policy, 2 appliances every 3 years, 36 months wait. Audiology: $35 per visit, limit $200 per policy.
    Closed to new members (5)
    • Premier Extras: Hearing aids: $1,000 per aid, limit $2,000 per person, 2 appliances every 3 years, 36 months wait. Audiology: $50 per visit, limit $200 per person.
    • Gold Hospital & Top Extras (hospital + extras package): Hearing aids: $1,000 per aid, limit $2,000 per person, $6,000 per policy, 2 appliances every 3 years, 36 months wait. Audiology: $55 per visit, limit $250 per person, $750 per policy.
    • Healthy Extras: Hearing aids: $800 per aid, limit $1,600 per person, 2 appliances every 3 years, 36 months wait. Audiology: $35 per visit, limit $200 per person.
    • Gold Hospital $750 excess with Premier Extras (hospital + extras package): Hearing aids: $1,000 per aid, limit $2,000 per policy, 2 appliances every 3 years, 36 months wait. Audiology: $50 per visit, limit $200 per policy.
    • Gold Hospital $250 excess with Healthy Extras (hospital + extras package): Hearing aids: $800 per aid, limit $1,600 per policy, 2 appliances every 3 years, 36 months wait. Audiology: $35 per visit, limit $200 per policy.

    Open Health Care Insurance (HCi) in the fund explorer Health Care Insurance (HCi) website

    Figures from government product statements, October 2026.

    Health Partners hearing aid benefits

    Hearing aids: up to $600 starting limit

    All 3 of Health Partners’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $600. Audiology visits aren’t listed on its open covers.

    Covers open to new members (3)
    • Best Extras · Combined Best Extras: Hearing aids: 90% of charge, limit $600 per person, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Better Extras · Combined Better Extras: Hearing aids: 70% of charge, limit $400 per person, 1 appliance every 3 years, 12 months wait; limit shared with blood glucose monitors, orthotics.
    • Silver Hospital Plus Advantage $500 excess with Combined Best Extras (hospital + extras package): Hearing aids: 90% of charge, limit $600 per policy, 12 months wait; limit shared with blood glucose monitors, orthotics.
    Closed to new members (1)
    • National Extras · National Extras with Natural Therapies · Top Extras · Top Extras with Natural Therapies: Hearing aids: 85% of charge, limit $800 per person, 1 appliance every 3 years, 12 months wait.

    Open Health Partners in the fund explorer Health Partners website

    Figures from government product statements, October 2026.

    HIF hearing aid benefits

    Hearing aids: up to $1,000 starting limit

    All 3 of HIF’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,000. Audiology visits aren’t listed on its open covers.

    Covers open to new members (3)
    • Top Extras: Hearing aids: 100% of charge, limit $1,000 per person, 1 appliance every 3 years, 12 months wait.
    • Advanced Extras: Hearing aids: 100% of charge, limit $550 per person, 1 appliance every 3 years, 12 months wait.
    • Super Options: Hearing aids: $550 per aid, limit $550 per person, 1 appliance every 3 years, 12 months wait.
    Closed to new members (1)
    • Premium Options: Hearing aids: $600 per aid, limit $550 per person, 1 appliance every 3 years, 12 months wait.

    Open HIF in the fund explorer HIF website

    Figures from government product statements, October 2026.

    L

    Latrobe Health Services hearing aid benefits

    Hearing aids: up to $700 starting limit

    All 5 of Latrobe Health Services’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $700. All of its open covers also pay towards audiology visits.

    Latrobe Health Services also looks after members of the closed Federation Health brand.

    Covers open to new members (5)
    • Partner Balance 85% Extras: Hearing aids: 85% of charge, limit $700 per person, 1 appliance every 3 years, 12 months wait. Audiology: 85% of charge per visit, limit $350 per person, $700 per policy.
    • Boost Complete 60% Extras · Partner Balance 60% Extras: Hearing aids: 60% of charge, limit $500 per person, 1 appliance every 5 years, 12 months wait. Audiology: 60% of charge per visit, limit $200 per person, $400 per policy.
    • Core Complete Extras · Core Complete Extras Package: Hearing aids: 70% of charge, limit $500 per person, 1 appliance every 5 years, 12 months wait. Audiology: $25 per visit, limit $300 per person, $600 per policy.
    • Premier Families Extras: Hearing aids: 65% of charge, 12 months wait; limit shared with blood glucose monitors. Audiology: $40 per visit, limit $425 per person, $1,275 per policy.
    • Premier Singles and Couples Extras: Hearing aids: 65% of charge, 12 months wait; limit shared with blood glucose monitors. Audiology: $40 per visit, limit $400 per person, $800 per policy.
    Closed to new members (7)
    • Premier Extras · Premier Family Care Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, 1 appliance every 5 years, 12 months wait. Audiology: $65 per visit, limit $1,000 per person.
    • Maximum Ancillary: Hearing aids: $650 per aid, limit $650 per person, 1 appliance every 5 years, 36 months wait. Audiology: Initial $20, subsequent $15, limit $50 per person.
    • Top Extras: Hearing aids: $650 per aid, limit $650 per person, 1 appliance every 5 years, 12 months wait. Audiology: $30 per visit, limit $300 per person, $600 per policy.
    • Intermediate Ancillary: Hearing aids: $550 per aid, limit $550 per person, 1 appliance every 5 years, 36 months wait. Audiology: Initial $20, subsequent $15, limit $50 per person.
    • Advantage Family Care Extras: Hearing aids: $500 per aid, limit $500 per person, 1 appliance every 5 years, 12 months wait. Audiology: Initial $25, subsequent $17, limit $300 per person.
    • Seniors Extras: Hearing aids: $400 per aid, limit $400 per person, 1 appliance every 5 years, 12 months wait.
    • Premier Families Extras: Hearing aids: 65% of charge, 12 months wait; limit shared with blood glucose monitors. Audiology: $40 per visit, limit $425 per person, $1,275 per policy.

    Open Latrobe Health Services in the fund explorer Latrobe Health Services website

    Figures from government product statements, October 2026.

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    Medibank hearing aid benefits

    Hearing aids: up to $1,600 starting limit

    All 13 of Medibank’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,600. 4 open covers also pay towards audiology visits.

    Covers open to new members (13)
    • Medibank Gold Ultra Health Cover (hospital + extras package): Hearing aids: 100% of charge, limit $1,600 per person, 1 appliance every 5 years, 36 months wait.
    • Medibank Comprehensive Extras Max · My Choice Extras Complete 90: Hearing aids: 100% of charge, limit $1,200 per person, 1 appliance every 5 years, 36 months wait.
    • Better Health Elite: Hearing aids: 90% of charge, limit $1,100 per person, 36 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy. Audiology: 90% of charge per visit, limit $1,100 per person.
    • Extras 90 Boost: Hearing aids: 90% of charge, limit $800 per person, 36 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, antenatal/postnatal, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy. Audiology: 90% of charge per visit, limit $800 per person.
    • Medibank Comprehensive Extras Boost · Medibank Corporate Comfort Extras 75 · My Choice Extras Complete 75 · My Choices Extras Support 75: Hearing aids: 100% of charge, limit $800 per person, 1 appliance every 5 years, 36 months wait.
    • Medibank Gold Premier Signature (hospital + extras package): Hearing aids: $533.50 per aid, limit $800 per person, 36 months wait.
    • Extras 85: Hearing aids: 85% of charge, limit $700 per person, 36 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, antenatal/postnatal, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy. Audiology: 85% of charge per visit, limit $700 per person.
    • Better Health 90: Hearing aids: 90% of charge, limit $600 per person, 36 months wait; limit shared with blood glucose monitors, orthoptics.
    • Better Health 80: Hearing aids: 80% of charge, limit $500 per person, 36 months wait; limit shared with blood glucose monitors, orthoptics.
    • Better Value 80: Hearing aids: 80% of charge, limit $500 per person, 36 months wait; limit shared with orthoptics.
    • Extras 70: Hearing aids: 70% of charge, limit $500 per person, 36 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, audiology, antenatal/postnatal, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy. Audiology: 70% of charge per visit, limit $500 per person.
    • Medibank Comprehensive Extras · Medibank Corporate Comfort Extras 60 · My Choice Extras Complete 60 · My Choice Extras Support 60: Hearing aids: 100% of charge, limit $400 per person, 1 appliance every 5 years, 36 months wait.
    • Extras 55: Hearing aids: 55% of charge, limit $300 per person, 36 months wait; limit shared with podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, speech therapy.
    Closed to new members (15)
    • Flexi 80: Hearing aids: 80% of charge, limit $1,500 per person, 36 months wait; limit shared with general dental, major dental, endodontic, orthodontic, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, osteopathy, speech therapy.
    • Flexi 80 MC: Hearing aids: $800 per aid, limit $1,500 per person, 36 months wait; limit shared with general dental, major dental, endodontic, orthodontic, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, osteopathy, speech therapy.
    • Top Extras 90: Hearing aids: 100% of charge, limit $1,200 per person, 1 appliance every 5 years, 36 months wait.
    • Super Extras: Hearing aids: 100% of charge, limit $1,050 per person, 1 appliance every 5 years, 36 months wait.
    • Gold Premier (hospital + extras package): Hearing aids: $800 per aid, limit $1,000 per person, 1 appliance every 5 years, 36 months wait; limit shared with blood glucose monitors.
    • Blue Ribbon Extras Cover · Blue Ribbon Extras Cover SPFWAC: Hearing aids: $600 per aid, limit $800 per person, 36 months wait; limit shared with blood glucose monitors.
    • Blue Ribbon Extras Premium: Hearing aids: $800 per aid, limit $800 per person, 36 months wait; limit shared with blood glucose monitors.
    • Priority Optimal Extras: Hearing aids: $400 per aid, limit $800 per person, 36 months wait; limit shared with blood glucose monitors.
    • Top Extras 75 · VIP Super Extras 85 Cover: Hearing aids: 100% of charge, limit $800 per person, 1 appliance every 5 years, 36 months wait.
    • Medibank Gold Advantage $250 Excess (hospital + extras package): Hearing aids: $600 per aid, limit $800 per person, 36 months wait.
    • Silver Plus Security Comprehensive (hospital + extras package): Hearing aids: $800 per aid, limit $800 per person, 36 months wait; limit shared with psychology, blood glucose monitors, speech therapy.
    • Priority Standard Extras: Hearing aids: $600 per aid, limit $600 per person, $1,000 per policy, 36 months wait; limit shared with non-PBS medicines, physiotherapy, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, dietetics, orthoptics, occupational therapy, orthotics, osteopathy, speech therapy.
    • Top Extras 60: Hearing aids: 100% of charge, limit $400 per person, 1 appliance every 5 years, 36 months wait.
    • Silver Plus Security Essentials (hospital + extras package): Hearing aids: $400 per aid, limit $400 per person, 36 months wait; limit shared with psychology, blood glucose monitors, speech therapy.
    • Smart Choice Extras Cover · Smart Choice Extras Cover SPFWAC: Hearing aids: $300 per aid, limit $300 per person, $600 per policy, 36 months wait; limit shared with major dental, orthodontic, chiropractic, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, Chinese herbal medicine, dietetics, exercise physiology, orthoptics, occupational therapy, orthotics, osteopathy, speech therapy.

    Open Medibank in the fund explorer Medibank website

    Figures from government product statements, October 2026.

    Mildura Health Fund hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    All 3 of Mildura Health Fund’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200. Audiology visits aren’t listed on its open covers.

    Covers open to new members (3)
    • Five Star Extras – E1: Hearing aids: $1,100 per aid, limit $1,200 per person, $2,400 per policy, 1 appliance every 5 years, 36 months wait; limit shared with blood glucose monitors.
    • Mid Extras – A1 · Mid Extras and Dental – A1D: Hearing aids: $770 per aid, limit $1,000 per person, $2,000 per policy, 1 appliance every 5 years, 36 months wait; limit shared with blood glucose monitors.
    • Base Extras – A · Base Extras and Dental – AD: Hearing aids: $500 per aid, limit $600 per person, $1,200 per policy, 1 appliance every 5 years, 36 months wait; limit shared with blood glucose monitors.

    Open Mildura Health Fund in the fund explorer Mildura Health Fund website

    Figures from government product statements, October 2026.

    N

    Navy Health hearing aid benefits

    Hearing aids: up to $1,300 starting limit

    Both of Navy Health’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,300. All of its open covers also pay towards audiology visits.

    Covers open to new members (2)
    • Premium Extras: Hearing aids: 100% of charge, limit $1,300 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $70, subsequent $55, limit $500 per person.
    • Healthy Living Extras: Hearing aids: 100% of charge, limit $900 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $60, subsequent $40, limit $300 per person.
    Closed to new members (2)
    • Premium Gold Hospital & Premium Extras (hospital + extras package): Hearing aids: 100% of charge, limit $1,300 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $70, subsequent $55, limit $500 per person.
    • Premium Gold Hospital & Healthy Living Extras (hospital + extras package): Hearing aids: 100% of charge, limit $900 per person, 1 appliance every 3 years, 12 months wait. Audiology: Initial $60, subsequent $40, limit $300 per person.

    Open Navy Health in the fund explorer Navy Health website

    Figures from government product statements, October 2026.

    nib hearing aid benefits

    Hearing aids: up to $5,000 starting limit

    All 14 of nib’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $5,000. Audiology visits aren’t listed on its open covers.

    Figures shown are for nib-branded covers. Covers nib sells under partner brands (such as Qantas, AAMI, Suncorp, Apia, ING, Priceline, Seniors and GU Health) may differ.

    Covers open to new members (14)
    • nib United Gold Resident Cover (hospital + extras package): Hearing aids: 100% of charge, limit $5,000 per person, 2 services every 5 years, 0 months wait.
    • Corporate Executive Extras: Hearing aids: 85% of charge, limit $1,500 per person, 2 appliances every 5 years, 36 months wait.
    • Top Extras: Hearing aids: 75% of charge, limit $1,200 per person, 2 appliances every 5 years, 36 months wait.
    • Premier – Gold $250 Excess (hospital + extras package): Hearing aids: 85% of charge, limit $800 per person, $3,200 per policy, 36 months wait; limit shared with blood glucose monitors, orthotics.
    • Core Boost and Young at Heart Extras · Core Boost, Family and Young at Heart Extras · Core Boost, Wellbeing and Young at Heart Extras · Core and Young at Heart Extras · Core, Family and Young at Heart Extras · Core, Wellbeing and Young at Heart Extras: Hearing aids: 60% of charge, limit $500 per person, 2 appliances every 5 years, 36 months wait.
    • Corporate Standard Extras: Hearing aids: 70% of charge, limit $500 per person, 36 months wait; limit shared with non-PBS medicines, podiatry, psychology, blood glucose monitors, antenatal/postnatal, dietetics, orthoptics, home nursing, occupational therapy, orthotics, speech therapy.
    • Corporate Top Extras: Hearing aids: 85% of charge, limit $500 per person, 36 months wait; limit shared with psychology, blood glucose monitors, orthoptics, occupational therapy, speech therapy.
    • Corporate Advantage Extras: Hearing aids: 75% of charge, limit $400 per person, 36 months wait; limit shared with psychology, blood glucose monitors, orthoptics, occupational therapy, speech therapy.
    • Premium Extras: Hearing aids: 65% of charge, limit $400 per person, $1,600 per policy, 36 months wait; limit shared with blood glucose monitors, orthotics.
    • Corporate Mid Extras 80%: Hearing aids: 80% of charge, limit $300 per person, 36 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, antenatal/postnatal, Chinese herbal medicine, dietetics, orthoptics, home nursing, occupational therapy, orthotics, speech therapy.
    • Corporate Top Extras 90%: Hearing aids: 90% of charge, limit $300 per person, 36 months wait; limit shared with psychology, blood glucose monitors, orthoptics, occupational therapy, orthotics, speech therapy.
    • Corporate Mid Extras 65%: Hearing aids: 65% of charge, limit $250 per person, 36 months wait; limit shared with non-PBS medicines, podiatry, psychology, acupuncture, remedial massage, blood glucose monitors, antenatal/postnatal, Chinese herbal medicine, dietetics, orthoptics, home nursing, occupational therapy, orthotics, speech therapy.
    • Corporate Top Extras 80%: Hearing aids: 80% of charge, limit $200 per person, 36 months wait; limit shared with psychology, blood glucose monitors, orthoptics, occupational therapy, orthotics, speech therapy.
    • Executive R – Gold $100 Excess (hospital + extras package): Hearing aids: 100% of charge, limit $600 per policy, 2 appliances every 5 years, 36 months wait; limit shared with blood glucose monitors.
    Closed to new members (5)
    • Young at Heart Top – Silver Plus $250 Excess (hospital + extras package): Hearing aids: 75% of charge, limit $1,000 per person, 36 months wait; limit shared with blood glucose monitors, orthotics.
    • Top Cover – Gold $250 Excess (hospital + extras package): Hearing aids: 75% of charge, limit $800 per person, $3,200 per policy, 36 months wait; limit shared with blood glucose monitors, orthotics.
    • Super Extras 85%: Hearing aids: 85% of charge, limit $650 per person, 2 appliances every 5 years, 36 months wait.
    • Quality Extras: Hearing aids: $560 per aid, limit $560 per person, 2 appliances every 5 years, 36 months wait.
    • Young at Heart Mid – Silver Plus $250 Excess (hospital + extras package): Hearing aids: 65% of charge, limit $400 per person, 36 months wait; limit shared with blood glucose monitors, orthotics.

    Open nib in the fund explorer nib website

    Figures from government product statements, October 2026.

    Nurses & Midwives Health hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    Nurses & Midwives Health’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200, and limits on some covers rise with membership. It also pays towards audiology visits.

    Nurses & Midwives Health is part of the Teachers Health Group.

    Covers open to new members (1)
    • Top Extras — loyalty increases: Hearing aids: $600 per aid, limit $1,200 per person, 2 appliances every 3 years, 12 months wait. Audiology: $45 per visit, no annual limit.

    Open Nurses & Midwives Health in the fund explorer Nurses & Midwives Health website

    Figures from government product statements, October 2026.

    O

    Onemedifund (National Health Benefits Australia) hearing aid benefits

    Hearing aids: up to $1,500 starting limit

    Onemedifund (National Health Benefits Australia)’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,500. Audiology visits aren’t listed on its open covers.

    Covers open to new members (1)
    • Gold Hospital $250 Excess & Comprehensive Extras (hospital + extras package): Hearing aids: $1,500 per aid, limit $1,500 per person, 1 appliance every 5 years, 24 months wait.
    Closed to new members (1)
    • Extras: Hearing aids: $1,500 per aid, limit $1,500 per person, 1 appliance every 5 years, 24 months wait.

    Open Onemedifund (National Health Benefits Australia) in the fund explorer Onemedifund (National Health Benefits Australia) website

    Figures from government product statements, October 2026.

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    Peoplecare hearing aid benefits

    Hearing aids: up to $1,500 starting limit

    Both of Peoplecare’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,500. Audiology visits aren’t listed on its open covers.

    Covers open to new members (2)
    • Premium Extras: Hearing aids: 80% of charge, limit $1,500 per person, 1 appliance every 5 years, 24 months wait.
    • High Extras: Hearing aids: 70% of charge, limit $1,000 per person, 1 appliance every 5 years, 24 months wait.
    Closed to new members (2)
    • Comprehensive Extras: Hearing aids: 80% of charge, limit $1,500 per person, 1 appliance every 5 years, 24 months wait.
    • Basic Hospital $500 (Basic Plus) & High Extras (hospital + extras package): Hearing aids: 70% of charge, limit $1,000 per person, 1 appliance every 5 years, 24 months wait.

    Open Peoplecare in the fund explorer Peoplecare website

    Figures from government product statements, October 2026.

    Phoenix Health Fund hearing aid benefits

    Hearing aids: up to $600 starting limit

    Phoenix Health Fund’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $600. Audiology visits aren’t listed on its open covers.

    Covers open to new members (1)
    • Basic Accident Only Hospital & Active Extras 60 (hospital + extras package): Hearing aids: 60% of charge, limit $600 per person, 12 months wait.
    Closed to new members (3)
    • Complete Extras 70: Hearing aids: 70% of charge, limit $2,000 per person, 12 months wait.
    • Classic Ancillary · Top Extras Cover: Hearing aids: $900 per aid, limit $1,700 per person, 2 appliances every 5 years, 12 months wait.
    • Bronze Plus Starter Hospital 500 & Complete Extras 70 (hospital + extras package): Hearing aids: 70% of charge, limit $2,000 per policy, 12 months wait.

    Open Phoenix Health Fund in the fund explorer Phoenix Health Fund website

    Figures from government product statements, October 2026.

    Police Health hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    Police Health’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200, and limits on some covers rise with membership. Audiology visits aren’t listed on its open covers.

    Covers open to new members (1)
    • Rolling Extras — loyalty increases: Hearing aids: 80% of charge, limit $1,200 per person, 1 appliance every 5 years, 12 months wait.

    Open Police Health in the fund explorer Police Health website

    Figures from government product statements, October 2026.

    Q

    Queensland Country Health Fund hearing aid benefits

    Hearing aids: paid as a percentage of the charge

    2 of Queensland Country Health Fund’s open extras covers pay a percentage of the charge for hearing aids rather than a fixed dollar limit.

    Covers open to new members (4)
    • Better Hospital (Silver+) $250 excess & Ultra Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per person.
    • Vital Hospital (Bronze+) $500 excess & Ultra Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per policy.
    • Better Hospital (Silver+) $250 excess & Essential Extras (hospital + extras package): Hearing aids: not listed. Audiology: $35 per visit, limit $900 per person.
    • Signature Hospital (Silver+) $250 excess & Essential Extras (hospital + extras package): Hearing aids: not listed. Audiology: $35 per visit, limit $900 per policy.
    Closed to new members (15)
    • Ultra Extras — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per person.
    • Better Hospital (Silver+) $250 excess & Essential Support Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $35 per visit, limit $900 per person.
    • Better Hospital (Silver+) $250 excess & Premium Support Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per person.
    • Better Hospital (Silver+) $250 excess & Pure Support Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait.
    • Better Hospital (Silver+) $250 excess & Select Support Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait.
    • Public Hospital (Basic+) & Ultra Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per policy.
    • Top Hospital (Gold) $250 excess & Essential Care Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $35 per visit, limit $900 per person.
    • Top Hospital (Gold) $250 excess & Premium Care Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per policy.
    • Top Hospital (Gold) $250 excess & Pure Care Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait.
    • Top Hospital (Gold) $250 excess & Select Care Extras (hospital + extras package): Hearing aids: 100% of charge, 12 months wait.
    • Top Hospital (Gold) & Premium Care Extras (hospital + extras package) — loyalty increases: Hearing aids: 100% of charge, 12 months wait. Audiology: $50 per visit, limit $1,400 per person.
    • Essential Extras: Hearing aids: not listed. Audiology: $35 per visit, limit $900 per person.
    • Premium Extras: Hearing aids: not listed. Audiology: $50 per visit, limit $1,400 per person.
    • Budget Hospital (Basic+) $750 excess & Premium Extras (hospital + extras package): Hearing aids: not listed. Audiology: $50 per visit, limit $1,400 per policy.
    • Intermediate Hospital (Basic+) $500 excess & Essential Extras (hospital + extras package): Hearing aids: not listed. Audiology: $35 per visit, limit $900 per policy.

    Open Queensland Country Health Fund in the fund explorer Queensland Country Health Fund website

    Figures from government product statements, October 2026.

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    Railway and Transport Health Fund (rt health) hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    Both of Railway and Transport Health Fund (rt health)’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200. All of its open covers also pay towards audiology visits.

    rt Health is a division of HCF.

    Covers open to new members (2)
    • Ambulance Victoria Retail and Top Extras · Ambulance and Top Extras · Top Extras: Hearing aids: $600 per aid, limit $1,200 per person, 2 services every 3 years, 24 months wait. Audiology: $80 per visit, limit $160 per person.
    • Ambulance Victoria Retail and Smart Extras · Ambulance and Smart Extras · Smart Extras: Hearing aids: $450 per aid, limit $900 per person, 2 services every 3 years, 24 months wait. Audiology: $60 per visit, limit $120 per person, $240 per policy.
    Closed to new members (4)
    • Basic Plus Public Hospital and Top Extras (hospital + extras package): Hearing aids: $600 per aid, limit $1,200 per person, 2 services every 3 years, 24 months wait. Audiology: $80 per visit, limit $160 per person.
    • Ambulance Victoria Retail and Deluxe Extras · Deluxe Extras: Hearing aids: $1,000 per aid, limit $1,000 per person, 1 appliance every 3 years, 24 months wait; limit shared with audiology. Audiology: $70 per visit, limit $1,000 per person, 1 appliance every 3 years.
    • Ambulance and Deluxe Extras: Hearing aids: $1,000 per aid, limit $1,000 per policy, 1 appliance every 3 years, 24 months wait; limit shared with audiology. Audiology: $70 per visit, limit $1,000 per policy, 1 appliance every 3 years.
    • Basic Plus Public Hospital and Smart Extras (hospital + extras package): Hearing aids: $450 per aid, limit $900 per person, 2 services every 3 years, 24 months wait. Audiology: $60 per visit, limit $120 per person, $240 per policy.

    Open Railway and Transport Health Fund (rt health) in the fund explorer Railway and Transport Health Fund (rt health) website

    Figures from government product statements, October 2026.

    Reserve Bank Health Society hearing aid benefits

    Hearing aids: up to $1,088 starting limit

    Reserve Bank Health Society’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,088. Audiology visits aren’t listed on its open covers.

    Covers open to new members (1)
    • Premium Extras: Hearing aids: $2,720 per aid, limit $1,088 per person, 12 months wait.

    Open Reserve Bank Health Society in the fund explorer Reserve Bank Health Society website

    Figures from government product statements, October 2026.

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    St Lukes Health hearing aid benefits

    Hearing aids: paid as a percentage of the charge

    5 of St Lukes Health’s open extras covers pay a percentage of the charge for hearing aids rather than a fixed dollar limit.

    St Lukes also sells Astute Simplicity Health covers.

    Covers open to new members (8)
    • Packaged Ultimate Gold (hospital + extras package): Hearing aids: $1,250 per aid, 2 appliances every 5 years, 36 months wait. Audiology: $55 per visit, 2 services every 1 year.
    • Pasplan Gold (hospital + extras package): Hearing aids: $1,250 per aid, 2 appliances every 5 years, 36 months wait. Audiology: $70 per visit, 2 services every 1 year.
    • Astute Extras Protect: Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait. Audiology: Initial $50, subsequent $40, 2 services every 1 year.
    • Super Extras: Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait. Audiology: Initial $50, subsequent $40, limit $1,000 per person, 2 services every 1 year.
    • Bronze Plus Hospital 500 and Super Extras (hospital + extras package): Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait. Audiology: Initial $50, subsequent $40, limit $1,000 per policy, 2 services every 1 year.
    • Astute Wellbeing Extras · Wellbeing Extras: Hearing aids: not listed. Audiology: 60% of charge per visit, limit $350 per person, 1 service every 1 year.
    • Starter Extras: Hearing aids: not listed. Audiology: 50% of charge per visit, limit $300 per person, 1 service every 1 year.
    • Astute Bronze Plus Hospital 500 and Astute Wellbeing Extras (hospital + extras package): Hearing aids: not listed. Audiology: 60% of charge per visit, limit $350 per policy, 1 service every 1 year.
    Closed to new members (4)
    • Gold Hospital and Super Extras (hospital + extras package): Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait. Audiology: Initial $50, subsequent $40, limit $1,000 per policy, 2 services every 1 year.
    • Gold Hospital and Super Extras – Extended (hospital + extras package): Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait. Audiology: Initial $50, subsequent $40, limit $1,000 per person, 2 services every 1 year.
    • Packaged 300 Bronze + (hospital + extras package): Hearing aids: $1,000 per aid, 2 appliances every 5 years, 36 months wait.
    • Packaged Bronze + (hospital + extras package): Hearing aids: $500 per aid, 1 appliance every 5 years, 36 months wait.

    Open St Lukes Health in the fund explorer St Lukes Health website

    Figures from government product statements, October 2026.

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    Teachers Health hearing aid benefits

    Hearing aids: up to $1,200 starting limit

    Teachers Health’s only extras cover open to new members lists hearing aids. The highest starting (year-1) hearing-aid limit is up to $1,200, and limits on some covers rise with membership. It also pays towards audiology visits.

    Covers open to new members (1)
    • Top Extras — loyalty increases: Hearing aids: $600 per aid, limit $1,200 per person, 2 appliances every 3 years, 12 months wait. Audiology: $45 per visit, no annual limit.

    Open Teachers Health in the fund explorer Teachers Health website

    Figures from government product statements, October 2026.

    Transport Health hearing aid benefits

    Transport Health merged into HCF on 1 January 2023 and no longer sells cover. Former Transport Health members are now looked after by HCF (through rt Health). Please choose HCF or rt Health from the list, or check with HCF what your current cover includes.

    See HCF hearing aid benefits

    TUH Health Fund hearing aid benefits

    Hearing aids: up to $2,200 starting limit

    All 4 of TUH Health Fund’s extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $2,200. All of its open covers also pay towards audiology visits.

    TUH is part of the Teachers Health Group.

    Covers open to new members (4)
    • Gold Ultimate Choice (hospital + extras package): Hearing aids: $1,100 per aid, limit $2,200 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $75, subsequent $70, limit $200 per person.
    • Comprehensive Extras · Union Health Comprehensive Extras: Hearing aids: $1,000 per aid, limit $2,000 per person, 2 appliances every 3 years, 12 months wait. Audiology: $75 per visit, limit $200 per person.
    • Gold Easy Choice (hospital + extras package): Hearing aids: $900 per aid, limit $1,800 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $70, subsequent $60, limit $200 per person.
    • Family Extras · Union Health Family Extras: Hearing aids: $750 per aid, limit $1,500 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $75, subsequent $70, limit $200 per person.
    Closed to new members (2)
    • Union Health Gold Ultimate Choice (hospital + extras package): Hearing aids: $1,100 per aid, limit $2,200 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $75, subsequent $70, limit $200 per person.
    • Union Health Gold Easy Choice (hospital + extras package): Hearing aids: $900 per aid, limit $1,800 per person, 2 appliances every 3 years, 12 months wait. Audiology: Initial $70, subsequent $60, limit $200 per person.

    Open TUH Health Fund in the fund explorer TUH Health Fund website

    Figures from government product statements, October 2026.

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    Westfund hearing aid benefits

    Hearing aids: up to $2,000 starting limit

    3 of Westfund’s 10 extras covers open to new members list hearing aids. The highest starting (year-1) hearing-aid limit is up to $2,000. All of its open covers also pay towards audiology visits.

    Covers open to new members (10)
    • Athlete Defend Extras · Athlete Protect Extras · Athlete Shield Extras · Ultimate Extras · Ultimate Extras (Dependants under 25) · Ultimate Extras (Dependants under 31) · Ultimate Extras (Disability Dependants): Hearing aids: $2,000 per aid, limit $2,000 per person, 1 service every 3 years, 36 months wait. Audiology: $80 per visit, limit $160 per person.
    • Freedom Extras · Freedom Extras (Dependants under 25) · Freedom Extras (Dependants under 31) · Freedom Extras (Disability Dependants): Hearing aids: $1,400 per aid, limit $1,400 per person, 1 service every 3 years, 36 months wait. Audiology: $80 per visit, limit $500 per person.
    • High Extras · High Extras (Dependants under 25) · High Extras (Dependants under 31) · High Extras (Disability Dependants): Hearing aids: $1,400 per aid, limit $1,400 per person, 1 service every 3 years, 36 months wait. Audiology: $80 per visit, limit $160 per person.
    • Athlete Core Extras · Athlete Vital Extras · Mid Extras: Hearing aids: not listed. Audiology: $80 per visit, limit $120 per policy.
    • Choice Extras: Hearing aids: not listed. Audiology: 50% of charge per visit, limit $400 per policy.
    • Choice Extras (Dependants under 25) · Choice Extras (Dependants under 31) · Choice Extras (Disability Dependants): Hearing aids: not listed. Audiology: 50% of charge per visit, limit $400 per person.
    • Mid Extras (Dependants under 25) · Mid Extras (Dependants under 31) · Mid Extras (Disability Dependants): Hearing aids: not listed. Audiology: $80 per visit, limit $120 per person.
    • Starter Extras: Hearing aids: not listed. Audiology: $80 per visit, limit $400 per policy.
    • Starter Extras (Dependants under 25) · Starter Extras (Dependants under 31) · Starter Extras (Disability Dependants): Hearing aids: not listed. Audiology: $80 per visit, limit $400 per person.
    • Silver Plus Family 500 Hospital (hospital + extras package): Hearing aids: not listed. Audiology: 60% of charge per visit, limit $500 per person, $1,000 per policy.
    Closed to new members (4)
    • Ultimate Pro Extras: Hearing aids: $2,000 per aid, limit $2,000 per person, 1 service every 3 years, 36 months wait. Audiology: $100 per visit, limit $200 per person.
    • Gold (hospital + extras package): Hearing aids: $1,400 per aid, limit $1,400 per person, 1 service every 3 years, 36 months wait. Audiology: $80 per visit, limit $160 per person.
    • Gold Classic (hospital + extras package): Hearing aids: $1,400 per aid, limit $1,400 per person, 1 service every 3 years, 36 months wait. Audiology: $80 per visit, limit $500 per person.
    • Essential Pro Extras: Hearing aids: not listed. Audiology: $80 per visit, limit $100 per person.

    Open Westfund in the fund explorer Westfund website

    Figures from government product statements, October 2026.

    Guide only. All figures are a guide only. Benefits are subject to the discretion of your health fund and your individual policy arrangements. Please check with your health fund to confirm what you’re covered for. Figures refreshed 31 October 2026 from government product statements (one restricted fund from its own brochure). They show starting limits; loyalty tiers may be higher. Dedicated pages for individual health funds may follow.